Raymond James Financial, Inc. opera como una firma integral de servicios financieros, ofreciendo una amplia gama de servicios a individuos, empresas y ...
Raymond James Financial, Inc. (NYSE: RJF) is a Florida-based diversified holding company that delivers a comprehensive suite of financial services to individuals, businesses, and governmental entities. Established in 1962 by Bob James, the firm has grown into a global financial services leader with approximately 19,500 employees and over 8,900 affiliated ...Raymond James Financial, Inc. (NYSE: RJF) is a Florida-based diversified holding company that delivers a comprehensive suite of financial services to individuals, businesses, and governmental entities. Established in 1962 by Bob James, the firm has grown into a global financial services leader with approximately 19,500 employees and over 8,900 affiliated financial advisors. The company operates through five key segments: Private Client Group, Capital Markets, Asset Management, Banking, and Other. The Private Client Group offers investment solutions, portfolio management, insurance and annuity products, mutual funds, and support services for third-party partners, including sales, marketing, distribution, and administrative assistance. It also provides margin loans and securities borrowing and lending. The Capital Markets segment engages in investment banking, including equity and debt offerings, merger and acquisition advisory, and brokerage services for fixed income and equity securities. The Asset Management segment delivers sophisticated asset and portfolio management services, along with administrative functions like record-keeping, for both retail and institutional clients. Raymond James Bank maintains a portfolio of insured deposits and a range of lending products, such as commercial and industrial loans, commercial real estate financing, tax-exempt loans, residential mortgages, and securities-based loans, as well as participating in loan syndication. The Other segment encompasses private equity activities, including direct investments and investments through third-party funds, and management of legacy private equity portfolios. Financially, the company reported revenue per share of $87.27 and net income per share of $11.89 for the trailing twelve months. Its market capitalization stood at approximately $34.16 billion, with a price-to-earnings ratio of 15.21. The firm maintains a strong balance sheet with a debt-to-equity ratio of 0.417 and a return on equity of 18.3%. Raymond James has a history of consistent profitability, achieving 150 consecutive quarters of profitability, and pays a dividend with a yield of 1.2%. Key leadership includes CEO Paul Shoukry, who has been with the firm since 2015 and assumed the CEO role in 2024, succeeding Paul Reilly. The company's culture emphasizes personal connection, integrity, and a client-first approach, supported by substantial technology and resources. With its headquarters at 880 Carillon Parkway in St. Petersburg, Florida, Raymond James continues to expand its global footprint, serving clients across the United States, Canada, and Europe.
Plutux no es un asesor de inversiones. Los datos de mercado y el análisis generado por IA son solo informativos y educativos, no asesoramiento de inversión. Aviso legal
InteranualYoY significa Year-over-Year (interanual). Compara el último valor anual con el valor anual anterior para mostrar la fortaleza de la tendencia a largo plazo.
TrimestralQoQ significa Quarter-over-Quarter (intertrimestral). Compara el último trimestre con el trimestre inmediatamente anterior para mostrar cambios de impulso a corto plazo.
IngresosEl dinero total que entró por la puerta principal al vender cosas, antes de pagar una sola factura. Piensa en esto como el gran total de cada compra con tarjeta de los clientes. (YoY compara el rendimiento de este año con el del año pasado, mientras que QoQ compara los tres meses actuales con los tres anteriores).
$15.9B
+7.9%
+2.3%
Beneficio netoEl resultado final absoluto. Si la empresa pagara a cada proveedor, empleado, banquero y recaudador de impuestos, este es el dinero real que queda en su bolsillo al final del día.
$2.1B
+3.2%
+9.4%
Margen brutoEl margen básico. Si venden unas zapatillas de 100 dólares, este porcentaje indica cuánto de ese precio es ganancia justo después de pagar el caucho y los cordones, pero antes de pagar el alquiler de la tienda o los anuncios de televisión.
+88.2%
+3.2%
-26.9%
Margen operativoLa puntuación de eficiencia del 'trabajo diario'. De cada dólar que gasta un cliente, esto muestra cuántos centavos mantiene la empresa después de fabricar el producto Y pagar todos los gastos generales corporativos (como salarios, marketing y mantener las luces encendidas).
+28.7%
+59.9%
-0.3%
Margen netoEl porcentaje final que se lleva a casa. Cuando se eliminan todos los costos concebibles, impuestos y pagos de intereses, este es el número exacto de centavos que la empresa realmente se queda de cada dólar en ventas.
+13.4%
-4.4%
+6.9%
Flujo de caja libreEl santo grial del efectivo corporativo. Es el dinero físico gastable que queda después de que el negocio paga sus operaciones diarias Y compra las actualizaciones grandes y costosas (como nuevas fábricas o servidores) que necesita para sobrevivir. Este es el dinero 'libre' que pueden usar para pagar dividendos o recomprar acciones.
$2.2B
+15.2%
-50.5%
Margen FCFLa tasa definitiva de conversión de efectivo. Muestra qué tan buena es la empresa para convertir ventas regulares directamente en efectivo frío, duro y gastable. Un porcentaje alto significa que el negocio es una auténtica máquina de imprimir dinero.
+14.1%
+6.7%
-51.6%
Deuda/PatrimonioEl indicador de riesgo financiero. Compara cuánto del imperio de la empresa se construyó con dinero prestado (préstamos) frente al dinero propio de los propietarios (accionistas). Un número alto significa que están muy apalancados y juegan un juego más arriesgado; un número bajo significa que juegan a lo seguro.
36.4%
+5.4%
-2.2%
Ratio corrienteLa verificación de supervivencia de 12 meses. Simplemente compara el efectivo que tienen ahora mismo (más cosas que pueden convertirse rápidamente en efectivo) con las facturas inmediatas que absolutamente deben pagar este año. Una puntuación superior a 1 significa que tienen suficiente en la billetera para cubrir las próximas facturas sin entrar en pánico.
0.32x
-15.1%
-2.1%
Activos totalesEl tamaño absoluto del imperio de la empresa. Agrupa absolutamente todo lo valioso que poseen, desde el efectivo en la caja registradora y el inventario en el almacén, hasta las patentes de software en la bóveda y las fábricas en el suelo.
Kristina Waugh : Good evening, and welcome to Raymond James Financial's Fiscal Third Quarter 2026 Earnings Call. This call is being recorded and will be available for replay for 30 days on the company's Investor Relations website. I'm Kristie Waugh, Senior Vice President of Investor Relations. Thank you for joining us. With me on the call today are Chief Executive Officer, Paul Shoukry; and Chief Financial Officer, Butch Oorlog. This presentation being reviewed today is available on Raymond James' Investor Relations website. . Following the prepared remarks, the operator will open the line for questions. Calling your attention to Slide 2. Please note that certain statements made during this call may constitute forward-looking statements. These statements include, but are not limited to, information concerning future strategic objectives, business prospects, financial results, industry or market conditions, anticipated timing and benefits of our acquisitions and our level of success in integrating acquired businesses; anticipated results of litigation and regulatory developments and general economic conditions. In addition, words such as believes, expects, anticipates, intends, plans, estimates, projects, forecasts and future or conditional verbs such as may, will, could, should and would as well as any other statement that necessarily depends on future events are intended to identify forward-looking statements. Please note that there can be no assurance that actual results will not differ materially from those expressed in these statements. We urge you to consider the risks described in our most recent Form 10-K and subsequent Forms 10-Q and Forms 8-K, which are available on our website. Now I'm happy to turn the call over to CEO, Paul Shoukry. Paul?
Paul Shoukry : Thank you, Kristie. Good evening, and thank you for joining us. Over the past few weeks, we've had the opportunity to spend time with advisers and their teams at various conferences and recognition trips. These advisers exemplify the client-first values that have driven our consistent results since our founding in 1962. And speaking about steadfast values, 2 weeks ago at our summer development conference, I had the opportunity to honor Tom James for celebrating his 60-year anniversary with Raymond James. He still comes into the office almost every day and reinforces our long-term values that define his 40-year tenure as CEO and his incredible generosity of time, leadership and community giving that serves as an example to us all. . I want to thank Tom publicly again for establishing the unique culture that has differentiated Raymond James and helped us continue to be successful over time. Turning to the quarter. Our results for the third quarter were strong and contributed to our record results through the first 9 months of the fiscal year. These results reflect the continued execution of our long-term strategies to drive growth, the resiliency of our diversified business model and …