Everest Group, Ltd.

$381.52

-1.22%

2026-09-04 12:28:17 EDT-$4.73

Servicios financieros

Seguros - Reaseguros

NYSE

Negociación activa

Everest Group, Ltd., junto con sus subsidiarias, ofrece productos de reaseguro y seguro en Estados Unidos, Europa y a nivel internacional. Opera ...

Análisis fundamental de EG

Fortalezas clave

Disciplined underwriting and risk management with 50-year track record

Strong profitability metrics: net margin 11.5%, ROE 12.4%

Factores de riesgo

Exposure to catastrophe losses and weather-related events

Inflationary pressures on loss costs and claims

Rentabilidad

Margen neto11.45%

Margen operativo15.38%

Valoración

PER8.11x

Ratio corriente0.40

Eficiencia

ROE12.43%

ROA3.08%

Análisis Fundamental de EG

Everest Group, Ltd. is a Bermuda-based global reinsurance and insurance company with a 50-year track record of disciplined underwriting and risk management. The company operates through two segments: Reinsurance and Insurance, offering a diverse range of property, casualty, and specialty products worldwide. As of the latest TTM data, Everest demonstrates strong profitability metrics: net margin of 11.5%, ROE of 12.4%, and ROA of 3.1%. The stock trades at a low P/E of 7.86 and P/B of 0.96, suggesting undervaluation relative to book value. The company has a solid balance sheet with a debt-to-equity ratio of 23.3% and an interest coverage ratio of 19.0, indicating strong solvency. Dividend yield is 2.2% with a payout ratio of 16.9%, leaving ample room for growth. Gross margin stands at 28.8%, while operating margin is 15.4%. Revenue per share is $414.68, and free cash flow per share is $51.34. Despite a challenging insurance cycle with elevated weather-related losses and inflationary pressures, Everest has maintained profitability and consistent cash flows. The company's beta of 0.279 indicates lower volatility compared to the market, appealing to risk-averse investors. Management's focus on underwriting discipline and capital allocation has earned strong credit ratings (A+ from S&P). The current price of $369.15 is within the 52-week range of $302.44-$401.07, and the negative price change of -1.55% reflects recent market sentiment. Analyst consensus generally rates Everest as a 'buy' or 'strong buy', citing its successful execution and attractive valuation. Long-term growth drivers include expanding into new markets and leveraging data analytics. However, risks include catastrophe exposure, regulatory changes, and competitive pressures. Overall, Everest presents a compelling fundamental investment case for long-term investors.

Fortalezas clave de EG

Disciplined underwriting and risk management with 50-year track record
Strong profitability metrics: net margin 11.5%, ROE 12.4%
Attractive valuation: P/E 7.86, P/B 0.96
Solid balance sheet: low leverage, debt-to-equity 23.3%, interest coverage 19.0x
Diversified revenue streams across reinsurance and insurance segments
Consistent cash flow generation and free cash flow yield of 14.2%
Low beta (0.279) offering portfolio stability
Strong credit ratings (A+ from S&P) and global presence

Factores de riesgo de EG

Exposure to catastrophe losses and weather-related events
Inflationary pressures on loss costs and claims
Regulatory changes in Bermuda and other jurisdictions
Competitive dynamics in reinsurance and insurance markets
Potential for more active hurricane seasons impacting underwriting results
Interest rate fluctuations affecting investment income and reserves
Execution risk in growth strategies and expansion
Global economic uncertainty and geopolitical tensions

Capitalización vs ingresos y beneficios

Beneficios

n/a

Ingresos

n/a

Capitalización bursátil

$15.28B

8.1x

Ratio P/E

0.9x

Ratio P/S

Beneficios e ingresos

Último informen/a

Beneficio por acción (EPS)n/a

Margen bruto28.79%

Margen neto11.45%

Ratio deuda/capital0.23

Puente de rentabilidad (actual vs interanual)

Muestra cómo cambiaron el margen bruto, operativo y neto frente al año anterior.

Historial de ingresos / beneficio neto / FCF (USD B)

Señales de crecimiento de EG

Métrica	Actual	Anterior	InteranualCambio interanual: trimestre actual frente al mismo trimestre del año pasado.	TrimestralCambio trimestral: trimestre actual frente al trimestre anterior inmediato.	Señal
Ingresos	—	—	—	—	Plano
EPS diluido	—	—	—	—	Plano
Flujo de caja libre	—	—	—	—	Plano

Rentabilidad de EG

Métrica	Actual	Anterior	InteranualCambio interanual: trimestre actual frente al mismo trimestre del año pasado.	TrimestralCambio trimestral: trimestre actual frente al trimestre anterior inmediato.	Señal
Margen neto	—	14.11%	—	—	Plano
Margen operativo	—	23.83%	—	—	Plano
ROE	—	—	—	—	Plano

Salud financiera de EG

Métrica	Actual	Anterior	InteranualCambio interanual: trimestre actual frente al mismo trimestre del año pasado.	TrimestralCambio trimestral: trimestre actual frente al trimestre anterior inmediato.	Señal
Ratio corriente	—	0.397	—	—	Plano
Ratio rápido	—	0.397	—	—	Plano
Deuda / capital	—	0.233	—	—	Plano

Valoración de EG

Métrica	Actual	Anterior	InteranualCambio interanual: trimestre actual frente al mismo trimestre del año pasado.	TrimestralCambio trimestral: trimestre actual frente al trimestre anterior inmediato.	Señal
P/E	—	6.43x	—	—	Plano
P/B	—	0.93x	—	—	Plano

Supply Chain de EG

RELATIONS

Upstream

Marsh McLennan (Guy Carpenter)NYSE:MMC Aon plc (Aon Reinsurance Solutions)NYSE:AON Arthur J. Gallagher & Co. (Gallagher Re)NYSE:AJGMt. Logan Re, Ltd. / Mt. Logan Capital ManagementDebevoise & Plimpton LLPInstitutional Investors in Mt. Logan Re (Third-Party Capital Providers)Catastrophe Modeling & Data Analytics Providers

Downstream

American International Group (AIG)NYSE:AIGU.S. Primary Insurance Companies (Ceding Companies — Reinsurance Segment)International Primary Insurance Companies (Ceding Companies — International Reinsurance)U.S. Wholesale & Surplus Lines Brokers (e.g., Amwins, CRC, RT Specialty, Brown & Riding)Managing General Agents (MGAs) — Everest Underwriting PartnersMt. Logan Re, Ltd. (Retrocessionaires / ILS Investors)

Proxies

Munich ReXETRA:MUV2Swiss ReSWX:SRENArch Capital GroupNASDAQ:ACGL RenaissanceRe HoldingsNYSE:RNR Marsh McLennanNYSE:MMC

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