CLPS Incorporation specializes in delivering comprehensive information technology solutions, consulting services, and expertise to financial institutions, banks, and insurance companies. Its operations ...
CLPS Incorporation (CLPS) is headquartered in Hong Kong and operates across multiple geographies, supporting clients with technology consulting and software project execution. The company is primarily known for helping financial institutions modernize and run complex systems in banking and related services. Its engagements typically cover the full delivery lifecycle—from business ...CLPS Incorporation (CLPS) is headquartered in Hong Kong and operates across multiple geographies, supporting clients with technology consulting and software project execution. The company is primarily known for helping financial institutions modernize and run complex systems in banking and related services. Its engagements typically cover the full delivery lifecycle—from business analysis and system design through development, rigorous testing/quality assurance, and post-deployment maintenance and operational support—aimed at ensuring solutions meet both functional and regulatory requirements.
For banks and financial services organizations, CLPS provides information technology solutions across credit card and payment-related processing workflows and operational capabilities. This includes application processing, account setup, authorization/activation, settlement procedures, collections, promotional program support, loyalty systems, anti-fraud measures, and statement generation. It also supports regulatory reporting and implements risk management frameworks, including compliance capabilities such as anti-money laundering (AML) support. In addition, CLPS offers architecture consulting for complex banking systems and develops solutions for digital channels (online and mobile banking), including supporting platform capabilities for core banking domains like loans and deposits, general ledger management, wealth management platforms, debit card solutions, statement/reporting tools, and comprehensive risk management.
Beyond financial services, CLPS develops and delivers technology solutions for other sectors. In e-commerce, it builds online platforms and systems for cross-border trade, logistics optimization, and backend technologies, including big data analytics and intelligent decision-making systems. In the automotive arena, the company provides AI-driven solutions associated with driving assistance and automatic control technologies. Across these verticals, CLPS positions itself as both a consulting partner and a software delivery partner, offering implementation capability plus quality assurance testing.
The company also markets its “CLPS Virtual Banking platform,” described as a training environment for IT professionals, reflecting an emphasis on enabling capability development alongside delivery services. Additionally, CLPS provides recruitment/headhunting and fee-based training programs.
From a cost and delivery perspective, like many IT services providers, CLPS’s value proposition generally centers on leveraging domain expertise and repeatable delivery processes to reduce clients’ implementation risk and accelerate time-to-production for large-scale system builds and upgrades. In terms of financial and operational metrics (as reflected in recent market data), the company has continued to invest in capabilities while the reported profitability ratios indicate variability typical of transformation and services delivery cycles; however, its revenue model is supported by project work, maintenance/operational support, and platform/solution delivery.
Key people include CEO Ming Hui Lin, who serves as the company’s Chief Executive Officer, alongside leadership at the board level. Looking ahead, CLPS has also announced enterprise AI initiatives (e.g., projects intended to “assetize” knowledge and improve service efficiency and protect core intellectual assets), aligning its service roadmap with broader digital transformation trends.
Plutux no es un asesor de inversiones. Los datos de mercado y el análisis generado por IA son solo informativos y educativos, no asesoramiento de inversión. Aviso legal
InteranualYoY significa Year-over-Year (interanual). Compara el último valor anual con el valor anual anterior para mostrar la fortaleza de la tendencia a largo plazo.
TrimestralQoQ significa Quarter-over-Quarter (intertrimestral). Compara el último trimestre con el trimestre inmediatamente anterior para mostrar cambios de impulso a corto plazo.
IngresosEl dinero total que entró por la puerta principal al vender cosas, antes de pagar una sola factura. Piensa en esto como el gran total de cada compra con tarjeta de los clientes. (YoY compara el rendimiento de este año con el del año pasado, mientras que QoQ compara los tres meses actuales con los tres anteriores).
$164.5M
+15.2%
+4.1%
Beneficio netoEl resultado final absoluto. Si la empresa pagara a cada proveedor, empleado, banquero y recaudador de impuestos, este es el dinero real que queda en su bolsillo al final del día.
$-7.0M
-202.6%
+101.2%
Margen brutoEl margen básico. Si venden unas zapatillas de 100 dólares, este porcentaje indica cuánto de ese precio es ganancia justo después de pagar el caucho y los cordones, pero antes de pagar el alquiler de la tienda o los anuncios de televisión.
+20.9%
-9.3%
+9.5%
Margen operativoLa puntuación de eficiencia del 'trabajo diario'. De cada dólar que gasta un cliente, esto muestra cuántos centavos mantiene la empresa después de fabricar el producto Y pagar todos los gastos generales corporativos (como salarios, marketing y mantener las luces encendidas).
-4.0%
-123.8%
+107.8%
Margen netoEl porcentaje final que se lleva a casa. Cuando se eliminan todos los costos concebibles, impuestos y pagos de intereses, este es el número exacto de centavos que la empresa realmente se queda de cada dólar en ventas.
-4.3%
-162.7%
+101.2%
Flujo de caja libreEl santo grial del efectivo corporativo. Es el dinero físico gastable que queda después de que el negocio paga sus operaciones diarias Y compra las actualizaciones grandes y costosas (como nuevas fábricas o servidores) que necesita para sobrevivir. Este es el dinero 'libre' que pueden usar para pagar dividendos o recomprar acciones.
$-3.8M
-155.8%
+100.0%
Margen FCFLa tasa definitiva de conversión de efectivo. Muestra qué tan buena es la empresa para convertir ventas regulares directamente en efectivo frío, duro y gastable. Un porcentaje alto significa que el negocio es una auténtica máquina de imprimir dinero.
-2.3%
-148.5%
+100.0%
Deuda/PatrimonioEl indicador de riesgo financiero. Compara cuánto del imperio de la empresa se construyó con dinero prestado (préstamos) frente al dinero propio de los propietarios (accionistas). Un número alto significa que están muy apalancados y juegan un juego más arriesgado; un número bajo significa que juegan a lo seguro.
61.0%
+45.3%
-18.2%
Ratio corrienteLa verificación de supervivencia de 12 meses. Simplemente compara el efectivo que tienen ahora mismo (más cosas que pueden convertirse rápidamente en efectivo) con las facturas inmediatas que absolutamente deben pagar este año. Una puntuación superior a 1 significa que tienen suficiente en la billetera para cubrir las próximas facturas sin entrar en pánico.
1.58x
-19.6%
+7.3%
Activos totalesEl tamaño absoluto del imperio de la empresa. Agrupa absolutamente todo lo valioso que poseen, desde el efectivo en la caja registradora y el inventario en el almacén, hasta las patentes de software en la bóveda y las fábricas en el suelo.
