Camden National Corporation opera como la sociedad holding bancaria de Camden National Bank, que ofrece diversos productos y servicios de banca comercial ...
Plutux no es un asesor de inversiones. Los datos de mercado y el análisis generado por IA son solo informativos y educativos, no asesoramiento de inversión. Aviso legal
BPA est. $1.35 · Ingresos $68.27M · 3 analistas
BPA est. $1.41 · Ingresos $69.93M · 3 analistas
BPA est. $5.40 · Ingresos $270.14M · 3 analistas
BPA est. $1.35 · Ingresos $68.57M · 1 analistas
$1.68 por acción
$1.68 por acción
| Métrica | Último | InteranualYoY significa Year-over-Year (interanual). Compara el último valor anual con el valor anual anterior para mostrar la fortaleza de la tendencia a largo plazo. | TrimestralQoQ significa Quarter-over-Quarter (intertrimestral). Compara el último trimestre con el trimestre inmediatamente anterior para mostrar cambios de impulso a corto plazo. |
|---|---|---|---|
| IngresosEl dinero total que entró por la puerta principal al vender cosas, antes de pagar una sola factura. Piensa en esto como el gran total de cada compra con tarjeta de los clientes. (YoY compara el rendimiento de este año con el del año pasado, mientras que QoQ compara los tres meses actuales con los tres anteriores). | $367.3M | +26.8% | +0.8% |
| Beneficio netoEl resultado final absoluto. Si la empresa pagara a cada proveedor, empleado, banquero y recaudador de impuestos, este es el dinero real que queda en su bolsillo al final del día. | $65.2M | +22.9% | +5.2% |
| Margen brutoEl margen básico. Si venden unas zapatillas de 100 dólares, este porcentaje indica cuánto de ese precio es ganancia justo después de pagar el caucho y los cordones, pero antes de pagar el alquiler de la tienda o los anuncios de televisión. | +62.8% | +5.7% | +0.3% |
| Margen operativoLa puntuación de eficiencia del 'trabajo diario'. De cada dólar que gasta un cliente, esto muestra cuántos centavos mantiene la empresa después de fabricar el producto Y pagar todos los gastos generales corporativos (como salarios, marketing y mantener las luces encendidas). | +22.2% | -1.7% | -8.3% |
| Margen netoEl porcentaje final que se lleva a casa. Cuando se eliminan todos los costos concebibles, impuestos y pagos de intereses, este es el número exacto de centavos que la empresa realmente se queda de cada dólar en ventas. | +17.7% | -3.0% | +4.4% |
| Flujo de caja libreEl santo grial del efectivo corporativo. Es el dinero físico gastable que queda después de que el negocio paga sus operaciones diarias Y compra las actualizaciones grandes y costosas (como nuevas fábricas o servidores) que necesita para sobrevivir. Este es el dinero 'libre' que pueden usar para pagar dividendos o recomprar acciones. | $58.2M | +5.1% | +64.0% |
| Margen FCFLa tasa definitiva de conversión de efectivo. Muestra qué tan buena es la empresa para convertir ventas regulares directamente en efectivo frío, duro y gastable. Un porcentaje alto significa que el negocio es una auténtica máquina de imprimir dinero. | +15.8% | -17.1% | +62.8% |
| Deuda/PatrimonioEl indicador de riesgo financiero. Compara cuánto del imperio de la empresa se construyó con dinero prestado (préstamos) frente al dinero propio de los propietarios (accionistas). Un número alto significa que están muy apalancados y juegan un juego más arriesgado; un número bajo significa que juegan a lo seguro. | 92.5% | -9.8% | -7.3% |
| Ratio corrienteLa verificación de supervivencia de 12 meses. Simplemente compara el efectivo que tienen ahora mismo (más cosas que pueden convertirse rápidamente en efectivo) con las facturas inmediatas que absolutamente deben pagar este año. Una puntuación superior a 1 significa que tienen suficiente en la billetera para cubrir las próximas facturas sin entrar en pánico. | 1.77x | +1051.8% | +22.8% |
| Activos totalesEl tamaño absoluto del imperio de la empresa. Agrupa absolutamente todo lo valioso que poseen, desde el efectivo en la caja registradora y el inventario en el almacén, hasta las patentes de software en la bóveda y las fábricas en el suelo. | $7.0B | +20.1% | -0.2% |
| Métrica | Anual (real vs estimado) | Sorpresa anual | Trimestral (real vs estimado) | Sorpresa trimestral |
|---|---|---|---|---|
| EPS Surprise | 3.84 vs 4.43 | -13.3% | 1.35 vs 1.29 | +4.9% |
| Revenue Surprise | $367.3M vs $253.8M | +44.7% | $79.0M vs $66.4M | +18.9% |
| Fecha | Ejecutivo | Cargo | Valor | Lado | Acciones | Precio |
|---|---|---|---|---|---|---|
| Aug 14, 2026 | Boey Brandon Y | officer: EVP | Common Stock | A | 246 | — |
| Aug 14, 2026 | Boey Brandon Y | officer: EVP | Common Stock | A | 834 | — |
| Aug 14, 2026 | Boey Brandon Y | officer: EVP | Common Stock | A | 632 | — |
| Aug 14, 2026 | Nash Joshua M | officer: EVP | Common Stock | A | 246 | — |
| Aug 14, 2026 | Nash Joshua M | officer: EVP | Common Stock | A | 834 | — |
Operator: Good day and welcome to Camden National Corporation's Second Quarter 2026 Earnings Conference Call. My name is Marina Toft, and I will be your operator for today's call. All participants will be in a listen-only mode during today's presentation. Following the presentation, we will conduct a question-and-answer session. If you would like to ask a question, please press *1 to raise your hand. To withdraw your question, press *1 again. I will now turn the call over to Renée Smyth, Executive Vice President, Chief Experience and Marketing Officer. Renée D. Smyth: Welcome to Camden National Corporation's second quarter 2026 Earnings Conference Call. With me today are Simon Griffiths, our President and Chief Executive Officer and Mike Archer, our Executive Vice President and Chief Financial Officer. Before we begin, please note that today's remarks include forward-looking statements and actual results could differ materially from what we discuss on the call. You can find cautionary language about these statements in our second quarter 2026 earnings release issued this morning and in our other SEC filings. All of these materials and public filings are available on our Investor website at camdennational.bank. Camden National Corporation trades on Nasdaq under the symbol CAC. We will also refer to non-GAAP financial measures during the call. These measures provide additional insight into our performance and reconciliations to GAAP are included in today's earnings release. With that, I will turn the call over to Simon. Simon Griffiths: Good afternoon, everyone, and thank you, Renée. Early this morning, we reported record quarterly net income of $23 million and record diluted earnings per share of $1.35 for the second quarter. Both net income and diluted EPS increased 5% from the first quarter, underscoring the earnings power we are building across the franchise. Our performance was broad-based. We delivered loan growth, expanded our committed loan pipeline, improved net interest margin and generated strong fee income growth. Through the first six months of the year, we produced record net income of $44.9 million and diluted EPS of $2.64 reflecting focused execution across our core businesses. These results demonstrate that our strategy is working. We are growing the franchise with purpose and investing in capabilities, that strengthen our competitive position and improve how we serve our customers and communities. Our performance is also reflected in national recognition and customer trust So far this year, Camden National Bank was named to Time Magazine's list of America's best companies and recognized by Forbes as one of America's best banks. These achievements reflect our financial discipline, customer focus, continued momentum and long-term stability. We enter the second half of the year with a resilient balance sheet, Total assets were $7 billion at quarter end, Credit quality metrics remained strong. Capital levels remained well above …
| Nombre | Cargo | Remuneración | Género | Año de nacimiento | Estado |
|---|---|---|---|---|---|
Simon Griffiths | Chief Executive Officer, President & Director | USD 1,618,275 | Male | 1974 | Active |
Michael R. Archer | Executive Vice President & Chief Financial Officer | USD 687,475 | Male | 1984 | Active |
William H. Martel | Executive Vice President of Technology & Support Services and Chief Technology Officer | USD 605,082 | Male | 1970 | Active |
Ryan A. Smith | Executive Vice President of Commercial Banking | USD 600,084 | Male | 1973 | Active |
Patricia A. Rose | Executive Vice President of Retail & Mortgage Banking officer | USD 595,555 | Female | 1964 | Active |
Katherine W. Brunelle | Executive Vice President & Chief Credit Officer | USD 508,651 | Female | — | Active |
Timothy Nightingale | Executive Vice President & Chief Credit Officer | USD 508,651 | Male | 1958 | Active |
Andrew R. Forbes | Executive Vice President & Chief Human Resources Officer | — | Male | 1972 | Active |
David Ackley Jr. | Executive Vice President & Chief Risk Officer | — | Male | 1976 | Active |
Garrett Mcknight | Executive Vice President & MD of Camden National Wealth Management | — | Male | 1972 | Active |
Brandon Boey | Senior VP, General Counsel & Corporate Secretary | — | Male | 1979 | Active |
Renée D. Smyth | Executive Vice President and Chief Experience & Marketing Officer | — | Female | 1971 | Active |
Empowered Funds LLC raised its position in shares of Camden National Corporation (NASDAQ: CAC) by 322.3% in the undefined quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 69,644 shares of the financial services provider's stock after purchasing an additional 53,154
Camden National Bank Names Josh Nash Chief Technology Officer, Advancing Its Digital Innovation Strategy PR Newswire
Promotion reinforces Camden National Bank's investment in secure technology, stronger data capabilities, and continued digital progress. CAMDEN, Maine, Aug. 3, 2026 /PRNewswire/ -- Camden National Bank announced today that Josh Nash has been promoted to Executive Vice President, Chief Technology Officer, succeeding William "Bill" Martel, who has retired after a distinguished career with the Bank.
/PRNewswire/ -- Camden National Bank announced the launch of a refreshed digital experience that makes it easier for customers to find information, explore
Camden National Corporation (CAC) Q2 2026 Earnings Call Transcript
