$17.07
-3.23%
N/A-$0.57
Financial Services
Financial - Credit Services
NASDAQ
Active Trading
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: ...
Financial highlights
Latest / TTM · 6 periods
Snapshot
Latest / TTM: 2026-07-23
Gross Margin
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Net Margin
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P/E Ratio
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Debt / Equity
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Profitability
Profitability table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Gross MarginGross profit as a percentage of revenue. | 89.9% | 86.2% | 70.9% | 69.7% | 75.1% | — |
| Operating MarginOperating income as a percentage of revenue. | -44.2% | -18.1% | -10.4% | 6.3% | 11.0% | — |
| Net MarginNet income as a percentage of revenue. | -44.5% | -18.2% | -10.4% | 13.5% | 10.1% | — |
| EBITDA MarginEBITDA divided by revenue. | -34.9% | -9.5% | -3.4% | 11.8% | 15.9% | — |
| Pre-tax MarginPre-tax profit as a percentage of revenue. | -44.2% | -18.1% | -10.4% | 6.3% | 11.0% | — |
Liquidity & leverage
Liquidity & leverage table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Current RatioCurrent assets divided by current liabilities. | 1.11 | 0.20 | 0.20 | 0.19 | 0.24 | — |
| Quick RatioLiquid assets divided by current liabilities. | 1.11 | 0.20 | 0.20 | 0.19 | 0.24 | — |
| Cash RatioCash and equivalents divided by current liabilities. | 0.66 | 0.18 | 0.16 | 0.09 | 0.13 | — |
| Debt / AssetsDebt as a share of total assets. | 45.7% | 29.6% | 17.8% | 8.8% | 3.8% | — |
| Debt / EquityDebt compared with shareholder equity. | 0.89 | 1.02 | 0.97 | 0.49 | 0.18 | — |
Operating efficiency
Operating efficiency table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Receivables TurnoverHow often receivables are collected in a year. | 12.72x | 13.87x | 17.06x | 6.30x | 5.34x | — |
| Inventory TurnoverHow often inventory is sold in a year. | 0.00x | 0.00x | 0.00x | 0.00x | 0.00x | — |
| Payables TurnoverHow often payables are paid in a year. | 0.70x | 1.68x | 5.28x | 8.46x | 13.21x | — |
| Asset TurnoverRevenue generated per dollar of assets. | 0.12x | 0.09x | 0.10x | 0.10x | 0.09x | — |
| Working Capital TurnoverRevenue generated per dollar of working capital. | -5.20x | -0.55x | -0.26x | -0.20x | -0.19x | — |
Valuation ratios
Valuation ratios table
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| P/E RatioPrice paid for each dollar of earnings. | -15.81x | -11.53x | -27.64x | 33.48x | 62.33x | — |
| P/B RatioPrice paid for each dollar of book value. | 1.77x | 0.75x | 1.69x | 2.48x | 2.87x | — |
| P/S RatioPrice paid for each dollar of sales. | 7.66x | 2.36x | 3.25x | 4.37x | 6.31x | — |
| P/FCF RatioPrice paid for each dollar of free cash flow. | -5.94x | -0.56x | -1.28x | -12.60x | -7.56x | — |
| Dividend YieldAnnual dividend divided by current share price. | 0.5% | 1.0% | 0.4% | 0.1% | 0.0% | — |